262 Lake Road

Westerlo, NY
$ 175,000 Beds 2 Baths 2 Sq 966 Virtual Tour
Monthly Estimate* How much can I afford?

Charming Onderdonk Lake Retreat - Perfect Summer Home or High-Potential Airbnb! Picture yourself relaxing on your private front porch, taking in the sweet fragrance of blooming lilacs and the crisp lake breeze. Whether you are searching for the ultimate summer getaway, a turnkey year-round residence, or a lucrative short-term rental opportunity, this Onderdonk Lake gem delivers on every level. Situated just around the corner from the water, this home offers the quintessential lakeside lifestyle. Spend your mornings kayaking, walking or strolling to the nearby public lake and beach access. Ideal Layout for Guests: The bright, open-concept kitchen and living area is perfect for entertaining. The home features two comfortable bedrooms, two full bathrooms, and a versatile upstairs bonus room--ideal for an extra guest space, game room, or home office to maximize rental income. Recent Mechanical Updates: Enjoy peace of mind with significant recent upgrades, including a brand-new furnace (October 2025), a cozy pellet stove with a 150 lb hopper (August 2023), and a hot water heater (2022). Propane heat ensures year-round comfort. Prime Location: Steps from local favorite dining spots like Maple on the Lake and the Shel Inn. Surrounded by stunning state parks and land preserves, guests and owners alike will love the endless hiking and biking trails. Don't miss out on this versatile lakeside property with incredible income potential or personal enjoyment value! Financing Note: Sellers will entertain cash and conventional financing only.

Active

  • Price
  • $ 175,000
  • City
  • Westerlo
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Albany
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.09 Acres
  • Zip
  • 12023
  • Sqr Footage
  • 966
  • Year Built
  • 1931
  • Taxes
  • $ 2571
  • Style
  • Bungalow
  • MLS#
  • 202618221
Listed By: Donna C Kelly 518-368-4959 with Find Advisors. - 518-831-5442
Data Source: Global MLS (GCAR)

Features

General

Sewer Septic Tank
Heating Forced Air,Propane Tank Owned
Cooling Window Unit(s)
Roof Asphalt
Appliances Gas Oven,Water Softener
Architectural Style Bungalow
Construction Materials Vinyl Siding
Year Built 1931
Property Subtype Single Family Residence
County Albany
New Construction false
Property Type Residential
HOA false
Attached Garage false
Garage Y/N No
Total Rooms 5
Full Baths 2
Status Active
Directions Route 443 to cole hill road. Follow 4.8 miles and take a right on route 1, then 3rd left on to Lake road. House is on the left.
City Westerlo
Body of Water Onderdonk Lake
High School District Berne Knox
Lot Size Units Acres
Lot Size Square Feet 3920.4
Carport Y/N No
Land Lease Y/N No
Tax Annual Amount 2571.64
Home Warranty Y/N No
Lease Renewal Y/N No
Additional Parcels Y/N No
Lease Considered Y/N No
Rent Control Y/N No
Standard Status Active
Tax Lot 11.000
MobileHomeRemainsYN No
PostalCity Berne

Interior Features

Basement Exterior Entry
Flooring Tile,Carpet,Linoleum
Fireplace Features Pellet Stove
Basement (Y/N) No
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 966
Total Bedrooms 2
Below Grade Finished Area Source See Remarks
Above Grade Finished Area Source See Remarks
Total Baths 2

Exterior Features

Exterior Amenities None
Parking Features Heated Garage
Total Parking 1
Lot Size Area 0.09
Spa No
Lot Size Acres 0.09
Waterfront Y/N false
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Albany, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

5/28/2026 Listed $175,000

Property vs Zip Code Average in 12023

Price
AVG $260K
$180K
Taxes
AVG $3,895
$2,571
Year Built
AVG 1894
1931

262 Lake Road Westerlo, NY is a Single Family Home for sale at $175000 with 966 sqft and a lot size of 0.09 Acres Acre(s). 262 Lake Road Westerlo has 2 bedrooms, 2 baths and was built in 1931. The property's zip code is 12023 which is in Westerlo, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.